• No credit scoring
    • No fees
    • Competitive interest rates
  • The car you want from the dealer you choose

Apply for
car finance


Choose a car
from any dealer


Sign the


Drive away in
your new car


Four simple and easy steps to buying the car you want Apply Now!

Accept Car Credit is a Specialist Car Finance Lender

The Car You Want From The Dealer You Choose! That’s the Accept Car Credit way. Specialist car finance lender for car loans to customers with a poor/bad credit history.

  • No credit scoring and no fees
  • Deal direct with the underwriters
  • Competitive interest rates
  • Cases considered with:
    • CCJS
    • Defaults
    • Previous IVAs and discharged bankrupts
    • Previous credit and mortgage arrears

Cars and light commercials considered up to 8 years old and 100,000 miles.

Why Choose us?

“I had almost given up on getting car finance but i thought i would make one last try and went to Accept Car Credit. I dealt with Neil and i have to say the service was first class and within 10 days i had my new car. I am a very happy customer.”

User DJC1966 from Review Centre

90% of users recommend us

Click to Apply Now!

  1. Apply for car finance
  2. Pick a car from any licensed dealer
  3. Sign the paperwork
  4. Drive away in your new car