• No credit scoring
    • No fees
    • Competitive interest rates
  • The car you want from the licensed dealer you choose

Apply for
car finance


Pick a car from any
licensed dealer


Sign the


Drive away in
your new car


Accept Car Credit is a Specialist Car Finance Lender

The Car You Want From The Dealer You Choose! That’s the Accept Car Credit way. Specialist car finance lending for car loans to customers who may have an impaired credit history.

  • No credit scoring and no fees
  • Deal direct with the underwriters
  • Competitive interest rates
  • Cases considered with:
    • CCJS
    • Defaults
    • Previous IVAs and discharged bankrupts
    • Previous credit and mortgage arrears

Cars and light commercials considered up to 8 years old and 100,000 miles.

If we cannot underwrite the deal for you we may be able to place you with a company that may be able to help but only with your written permission.

Why Choose us?

“I had almost given up on getting car finance but i thought i would make one last try and went to Accept Car Credit. I dealt with Neil and i have to say the service was first class and within 10 days i had my new car. I am a very happy customer.”

User DJC1966 from Review Centre

90% of users recommend us

Apply Now

  1. Apply for car finance
  2. Pick a car from any licensed dealer
  3. Sign the paperwork
  4. Drive away in your new car