How our car finance works

Apply now

man applying for car finance

Your application is securely encrypted and sent to our underwriters. It normally takes us between 2 and 24 working hours to advise you of the outcome. Over the years we've helped thousands of people get the car finance they need. Rest assured we'll get you the best deal possible.

Finance approved

man being accepted for car credit

You will receive a text message, email, letter and telephone call to advise you of the outcome. If you've not already spoken to our new business team give them a call. They will be able to answer any questions you might have, explain your acceptance in more detail (various lender terms and conditions will apply to all offers) and provide you with a credit limit that is valid for a full 30 days.

Choose any car from any dealer

man buying car

You can go to any UK car dealership that holds a credit licence.Then when you've found the car you like, just call us with the details. We will HPI check the vehicle - to ensure the car hasn't been written off, has no existing finance and confirm the mileage is correct. We provide you with an independant valuation of the vehicle and finally provide you with a strictly no obligation quote

Drive away in your new car

a new car

Once we receive the signed documents back they are passed to our completion team who will ensure your case is completed quickly and effortlessly. Then once completed, the funds are sent directly to your chosen dealership and your free to drive away your new car!. So what are you waiting for Click Here to apply now!