Car finance customers can beat the credit crunch

If you've bought your vehicle with car finance you'll want to make sure your money stretches as far as possible, especially as the credit crunch is causing fuel prices and other living costs to rise ever-higher. These tips should help you get more from your car finance:

1) Shop around for the best deal on car insurance. There are lots of comparison websites that will help you decide which providers offer good value. If you can afford to pay the annual premium in full then do so - it's cheaper than monthly instalments.

2) Drive slowly. Research from the RAC shows most car engines run more efficiently at 60 miles an hour than at 80 miles an hour.

3) Keep your tyres pumped. If your tyres are under inflated by 20% you'll use 10% more fuel.

4) Buy the cheapest fuel. Use a price comparison website to locate the cheapest petrol station in your area.

5) Pool your car. Sharing journeys with friends and colleagues is kind on your wallet as well as the environment. It could also help you reach your destination faster as many roads now have lanes especially for cars with more than one occupant.

6) Wash your own car. A fiver to get your car cleaned at the garage might not seem a lot but it will add up over time. Save money by washing and polishing your own car.

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