Haggle on vehicle price to make car finance stretch

At a time where running a car is becoming more expensive due to rising fuel costs, and the budget in general is being stretched, it's important to make sure you get the best possible price on the vehicle.

Don't be afraid to haggle over the price of your new - or used - car. This is particularly important for people who are buying with car finance. Lower your monthly repayments by making sure you're not forking out more money than you absolutely need to for the vehicle.

Of course, the salesperson will want to secure the highest possible price for the vehicle you are buying so you need to prepare your case for a lower price thoroughly.

Sorting out your car finance before starting negotiations on the vehicle is a good place to start, as it gives you the balance of power. Do as much research as you can before you walk onto the forecourt. Know which cars you want to look at and how much they can be bought for elsewhere.

Finally, get as many 'freebies' as you can. Think about all the items that are going to eat into your car finance - servicing, new tyres, MOT tests - and try to get them included in the price.

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