Choose a car
from any dealer
Drive away in
your new car
Accept Car Credit is a Specialist Car Finance Lender
The Car You Want From The Dealer You Choose! That’s the Accept Car Credit way. Specialist responsible car finance lender for car loans to customers with a poor/bad credit history.
- No credit scoring and no fees
- Deal direct with the underwriters
- Competitive interest rates
- Cases considered with:
- Previous IVAs and discharged bankrupts
- Previous credit and mortgage arrears
Accept Car Credit is a privately owned, family-run, bad credit car finance company with over 30 years’ experience in lending responsibly against the value of the Car / Light Commercial Vehicle. Due to the fact we only lend trade value we do require a minimum 10% deposit this does help in the future should you wish to sell or part exchange your car/van.
Quick, Simple and Stress-free
Being without a car can be a huge hassle. From not being able to get to work or do the school-run to having to rely on public transport, the less time you’re without a vehicle the better!
With Accept Car Credit the time you spend without a car is kept to a minimum. The process of applying for car finance couldn’t be more seamless when you choose Accept Car Credit – no matter what your credit history.
2) If approved, choose a car from any dealer
3) Sign the paperwork
4) Drive away in your new car
Reviews from our customers past and present, who have benefited from Accept car finance speak for themselves. You can read them here.
Cars and light commercials considered up to 8-years-old & 100,000 miles!
Why Choose us?
“I had almost given up on getting car finance but i thought i would make one last try and went to Accept Car Credit. I dealt with Neil and i have to say the service was first class and within 10 days i had my new car. I am a very happy customer.”
- Apply for car finance
- Pick a car from any licensed dealer
- Sign the paperwork
- Drive away in your new car