About Us

Accept Car Credit is a national, family-run car finance company set up to assist customers in buying a motor vehicle with good, poor or bad credit history.

We are a family run business based in Brighouse, West Yorkshire, offering a good old-fashioned service. With over 30 years’ experience in the motor service industry, we’ve helped thousands of people afford the vehicle they need.

As an honest car credit company, we consider all applications and we will always be transparent, give clear advice and act in the best interest of you, the customer, during the entire underwriting process.

In just four simple steps you could be driving away in your new car. Firstly, apply for your car finance, then choose a car, sign the paperwork, and finally driveway in your new car.

We aren’t your typical car finance company. Here at Accept Car Credit once you’ve been approved you can visit your car dealer of choice and be driving away in your new car the same day.

The Car Finance Company That Allows You To Drive Away in Your New Car Today!

As a responsible lender and car credit company, we will always look into the affordability of our customers before entering into a car loan. We work closely with our customers and make sure they can afford to purchase, run and maintain the car they are looking to purchase.

Being without a car can be very disruptive. Being late to work due to unreliable public transport, the expense of taking taxis and the hassle of not being able to go where you want, when you want. These are just some of the reasons why we, Accept Car Credit, work hard to get you and your family in the new car you deserve.

Accept Car Credit Ltd. is authorised and regulated by the Financial Conduct Authority and was established in 2004. As part of our commitment to treating customers fairly we uphold the principles of responsible lending.

We are a Direct Lender

IMPORTANT Credit is subject to status, affordability and credit check

We are registered in England and Wales under company number 05264401.

Our registered office is at:
Accept Car Credit Limited, 2 Longroyde Close, Rastrick, Brighouse, West Yorkshire HD6 3UR
Accept Car Credit Limited is fully authorised by the Financial Conduct Authority from 3rd May 2016 - number FRN711589

Representative APR:29.9%

Loan Amount:£5,000

Loan Term:48 months

48 Monthly Repayments:£168.75

Annual Rate of Interest:29.9%

Total Amount Payable:£8,200

Suggested Representative
APR Example

29.9%

£5,000

48 months

£168.75

29.9%

£8,200